At Agra I enjoyed coordinating lending to Agriculture and other Priority Sectors
by our branches in Agra, Etah, Etawah, Mainpuri, Aligarh and Firozabad districts etc, and at many times deputations to rural branches for processing of the loan applications
of the farm folk.
I mingled with them extensively and always loved their honest and simple ways. I had
a missionary euphoria. I was also given the responsibility of coordinating with the District Authorities and I attended all
meetings from Block Level Bankers Committee Meeting to District Level Review Committee Meetings. The farm credit and credit
to weaker sectors increased phenomenally and a later study by the Project Monitoring and Evaluation Cell of the bank praised
the good utilization of loan for actual upliftment of the benificiaries in those accounts.
A few years later I was taken to the Regional Office Lucknow by my Dy.General Manager, specially to help clear a big backlog of returns and statements that had become
pending from that office. I achieved that goal within three months. It was actually only a problem of identifying the
reason for the default. Which was so simple that branches were not getting the necessary proforma every time when they were
required to submit the information. I started the practice of sending the compete set of formats every month to each branch.
In addition to this the Dy. General Manager used to take me with him to the Meetings of State Level Bankers Committee to assist
him with all the ready information etc., and I was also required to coordinate with agencies like NABARD. During my stay at Lucknow I did System Development Skills Course in Computers from NIIT and was again the highest scorer in my batch.
After merger of New Bank of India with Punjab National Bank I was transferred to Partawal
Branch at Maharajganj District in Eastern Uttar Pradesh. I was required to look after all branches in Maharajganj District.
I was transferred after a while to the Gorakhpur regional office and was posted as Officer in Planning and Development Cell. The duties were Monitoring
Deposit and Advances Growth, Monitoring Profitability, Maintaining Idle Cash Balance at Lowest possible level in the region,
arranging cash diversion orders from the RBI and ensuring timely flow of information to the Zonal Head quarters. The first PC was provided to the
Gorakhpur Regional Office. No specific package was till then available and the software that was provided with
the PC was d-base, lotus and wordstar. Seeing my computer training the systen was given in my charge and very quickly I not
only converted all analysis of my section in d-base programs written by my self but also helped other sections do the same.
The ZO recognised my achievements and I was often deputed to other ROs to motivate and train them in using the machine.
Another challange that came in was the desire of the management to get ISO 9002 certification
for the ROs. I was assigned the task. I prepared all the documents, trained the staff and Gorakhpur was the first RO in the
Zone to get that certification. I was promoted and posted at the Zonal Office Lucknow. I was given the duty of Managing Non
Performing Assets and in addition was required to associate deeply with the ISO certification process of other ROs and ZO
itself. I was required to train staff in the staff training college as guest faculty in the field of use of computers, quality
system, NPA management, compromise policy etc. I must proudly mention that I was brought to ZO by, and worked
under Mr. U.S. Bhargava the then Dy.GM who is always remembered, as the man who gave new vision to banking in PNB in UP and who
won the title of Uttar Pradesh Ratna from the All India Conference of Intellectuals. The title was dleivered by
the Hon'ble Governor of U.P. In 1998.
I rever Mr. Bhargava as my teacher in many areas of Management.
In the year 2000 the Management came with a Voluntary Retirement Scheme. It flashed to
me, though I was doing well in my job, I needed more freedom to make my own experimentations, more space to let the child
that I was play freely. I opted for it. I was the youngest officer in the Zone to go for VRS.
Since them I am freelancing in many areas in Lucknow and now I just want to spread
my wings and fulfil the remaining dreams of the child I am.
I am looking forward for opportunity to work for the downtrodden. Opportunity to do things
for them. I know them I have seen them so closely...The glass industry workers of Firozabad, the Leather and Cardboard workers of Agra, The Carpet Workers of Bhadohi, the small marginal farmers the agricultural labour, the dalits typically living in the SOUTH area of every village. Women - always traeted as Second Sex in all our societies, and lately when I started roaming around in the city with my camera I realised that this is not
one city it is actually two cities living in the same space... One which consists of us, and at its lowest stratum
perhaps has the urban domesic workers and manual massonary labourers, and the second and quite different the dwellers of cardboard
and plastic sheet huts those who live on picking our grabage! I wonder, does our society thinks of them as humans? Of members
of the same species? Have we ever thought of them?
I must thank the Government of Uttar Pradesh for nominating me as a member of the State
Level Committee for Implementation of the Prime Minister's New 15 Point Programme for the Welfare of Minorites since Octobe27, 2007.
These lines therefore are for any one who shares my passions.
Dont you ???